FINANCE OPTIONS
Flexible Finance Options for Your Equipment Purchase
Investing in quality tools and equipment should be easy and stress-free. That’s why we offer a range of flexible finance options to fit your budget and business needs — with fast approvals and simple applications.
Our Top Finance Options
1. Afterpay
Buy now, pay later in 4 interest-free installments.
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No interest or fees when you pay on time
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Instant approval—no lengthy credit checks
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Manage payments easily via app or online
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Perfect for smaller purchases or cash flow management
How to apply: Choose Afterpay at checkout or apply here: Apply Now
2. Gem Card
Flexible payment plans designed specifically for business purchases.
- 6 Month interest free for $500 purchase
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Low monthly payments tailored to your budget
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Quick and simple online application process
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No upfront deposit required
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Build your business credit with responsible use
How to apply: Complete a short form online here: Apply Now
3. Gilrose Finance
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Specialist finance provider for equipment and tools.
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Competitive interest rates and flexible terms
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Fast application with minimal paperwork
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Suitable for larger purchases and asset financing
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Friendly support team to guide you through
How to apply: Contact Gilrose and apply here: Apply Now
Other Finance Solutions
4. Lease Finance
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Fixed monthly payments over a term with use of equipment. Ideal for predictable budgeting.
5. Hire Purchase
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Own your equipment after payments complete. Great for asset-building.
6. Operating Lease
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Short-term rental with upgrade options. Best for flexibility and keeping up-to-date.
How to Get Started
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Select your preferred finance option above.
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Click the relevant Apply Now button or visit the provider’s website.
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Fill out a quick online form — most applications take just minutes.
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Receive approval often within 24-48 hours and get your equipment fast.
Frequently Asked Questions
Q: Can I apply if I’m a new business?
A: Yes, most finance providers accept new businesses with basic info.
Q: What documents do I need?
A: Usually your ID, business details, and recent financials (if applicable).
Q: Is early repayment allowed?
A: Yes, early repayment without penalties is available on most plans.
Need help choosing the best option? Contact our finance team at finance@kelston.nz or call <phone-number>. We’re here to assist you every step of the way.